Capital Credits

When will I get a capital credit check, and can I cash them in now?

members, the wait is about 20 years after joining. Think of it like a line where the people who joined first get paid out first, so newer members are further back in line. The wait is long, but the credits are yours and they do not disappear. Once yours reach the front of the line, you will receive a check every year until they are fully retired.